About Us

About the New Chapter Law Group

Helping Clients Across Carlsbad, San Diego & Temecula Get Relief from Debt

The New Chapter Law Group was founded in 2011 by attorneys Kristin Lamar and Nik Chawla with one mission: to provide individuals and families with the knowledgeable, dedicated representation they deserve during times of financial hardship. Today, more than a decade later, we remain a trusted bankruptcy law firm, known for our integrity and for treating every client with compassion and care.

To date, thousands of individuals and families across Southern California have turned to us to guide them through challenging financial situations. Time and again, we’ve delivered results when it matters most—helping clients achieve debt relief through Chapter 7 and Chapter 13 bankruptcy, fight foreclosure, and negotiate fair debt settlement agreements.

If you’re struggling with debt and searching for a fresh financial start, turn to New Chapter Law Group. We’re here to help you start fresh move forward with confidence!

Our Values

(Who we are)

Since day one, trust has been the foundation of our practice. We believe no attorney-client relationship can succeed without it, which is why we’ve built everything around earning and keeping your trust. From your first consultation and beyond, you’ll work directly with experienced attorneys who listen, address your questions, and provide clear, honest guidance. These principles have earned the confidence of our clients, as well as the judges, trustees, and colleagues we work with every day.

Our Mission

(Why we do what we do)

We practice law with a client-first approach. To us, clients are never just case numbers—they’re real people facing difficult decisions and uncertain futures. That’s why our mission is to listen closely and tailor our services to meet your unique goals. By prioritizing communication and collaboration, we strive to ensure every client feels supported and reassured every step of the way.

Our Difference

(What makes us better)

What sets us apart isn’t just what we do—it’s how we do it. While many law firms treat clients like products to be processed, we treat our clients like people. We built the New Chapter Law Group on the promise that every client will always be treated like a person. Our promise starts with your free consultations with an experienced attorney and NOT just a pushy salesperson.

Our consultations also make it easier for you to learn about your debt relief options and how we can help you without any pressure. And, unlike other law firms that offer unrealistically low upfront fees only to surprise you with additional fees later, we provide clear, transparent pricing from the start. When you partner with us, you’ll never feel like you’re a product being pushed through an assembly line of paralegals and assistants. Instead, we personally move forward working hand-in-hand, at your pace, all while advocating zealously for your rights and interests.

And even though we embrace innovative technologies and strategies to serve you more effectively, our personal care and commitment to you remains our priority! Our commitment to excellence is why thousands of individuals and families across Southern California have turned to us for a fresh start. We deliver honest, reliable legal services that others simply can’t match.

Learn more about us and how we can serve you in a free consultation. Schedule yours by calling (888) 296-4993 or reaching out online. Proudly, we serve individuals and families in Carlsbad, San Diego, and Temecula.

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Why Choose New Chapter Law Group?

We're Dedicated to Helping You Start Fresh and Move Forward With Confidence

Affordable Costs/Fees
You only work with an attorney, not paralegals or assistants
Discounts Available
Retain With as Little as $250 Down

Free Initial Consultations
Over 30 Years of Bankruptcy Experience
Customizable Payment Plans to Fit All Budgets
Flexible Appointment Options

We've Helped Thousands of People In Your Shoes

See What They Are Saying About Us

Wow, this is a relief. A huge weight has been lifted off my shoulders. Thank you so much for everything Nik & Kristin, I’m literally in tears of joy.

- Abigail N. (2024)
I just want to say thank you for all of the work you did. You made the experience [as] painless as it could be. thank you for everything and the hard work you did to help me thru this ordeal.

- Jason T. (2016)
Thank you both again for all of your help throughout this process. You guys made this extremely easy.

- Ben N. (2021)

View all testimonials

Move Forward With Confidence

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Ready to Partner with New Chapter Law Group?

If you are ready to take the first step toward a fresh start, we encourage you to contact us for a free consultation. At New Chapter Law Group, you’ll meet directly with one of our team members who will listen to your story, address concerns, and help you determine the best path forward for your unique situation.

Carlsbad
San Diego
Temecula