About the New Chapter Law Group
Helping Clients Across Carlsbad, San Diego & Temecula Get Relief from Debt
The New Chapter Law Group was founded in 2011 by attorneys Kristin Lamar and Nik Chawla with one mission: to provide individuals and families with the knowledgeable, dedicated representation they deserve during times of financial hardship. Today, more than a decade later, we remain a trusted bankruptcy law firm, known for our integrity and for treating every client with compassion and care.
To date, thousands of individuals and families across Southern California have turned to us to guide them through challenging financial situations. Time and again, we’ve delivered results when it matters most—helping clients achieve debt relief through Chapter 7 and Chapter 13 bankruptcy, fight foreclosure, and negotiate fair debt settlement agreements.
If you’re struggling with debt and searching for a fresh financial start, turn to New Chapter Law Group. We’re here to help you start fresh move forward with confidence!
(Who we are)
Since day one, trust has been the foundation of our practice. We believe no attorney-client relationship can succeed without it, which is why we’ve built everything around earning and keeping your trust. From your first consultation and beyond, you’ll work directly with experienced attorneys who listen, address your questions, and provide clear, honest guidance. These principles have earned the confidence of our clients, as well as the judges, trustees, and colleagues we work with every day.
(Why we do what we do)
We practice law with a client-first approach. To us, clients are never just case numbers—they’re real people facing difficult decisions and uncertain futures. That’s why our mission is to listen closely and tailor our services to meet your unique goals. By prioritizing communication and collaboration, we strive to ensure every client feels supported and reassured every step of the way.
Why Choose New Chapter Law Group?
We're Dedicated to Helping You Start Fresh and Move Forward With Confidence
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Affordable Costs/Fees
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You only work with an attorney, not paralegals or assistants
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Discounts Available
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Retain With as Little as $250 Down
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Free Initial Consultations
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Over 30 Years of Bankruptcy Experience
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Customizable Payment Plans to Fit All Budgets
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Flexible Appointment Options
We've Helped Thousands of People In Your Shoes
See What They Are Saying About Us
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Thank you for the information and thank you both for all the help. That is great that my BK has been discharged:)- Amy H. (2021)
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Thank you so much to the both of you for your time and dedication.- Sabrina & Tom R. (2018)
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I want to send you a heartfelt thank you for all you have done for me and my case and I would be happy [to] give a recommendation to anyone… Thank you again.- Catherine N. (2017)